It is our responsibility and duty to our clients to hold CIC and all of our employees to the highest standard of integrity in our industry. We want to assure our clients that CIC does not engage in any inappropriate or unethical conduct. In addition, we do not persuade our clients to change carriers to obtain a bonus or contingency payment or other favorable consideration that would accrue on our behalf. It is our duty to put the needs of each CIC client above all else in the execution of our professional duties.

At the commencement of every new engagement and at each renewal thereafter, CIC will describe the service and the value we provide and how we are compensated for it—in plain and simple language as part of the terms of our business agreement. Clients may comment, critique and suggest areas for improvement. Client input is valued by CIC.

CIC employees are prohibited from accepting any monetary considerations or other items, from insurers that could create or create the appearance of a conflict of interest with its clients. In the event that food items are received, they will be placed in community areas and shared with all employees.

CIC was founded on the principle of integrity and we will continue to maintain an open and honest dialogue regarding every client transaction and to represent each client's best interests.

CIC's compliance with these principles will be monitored by the COO.